In the latest installment of PYMNTS Commander In Chief Series, Mark Turnage, CEO of OWL Cybersecurity, talks about why safeguarding the data of consumers can no longer be an afterthought in payments innovation. He says, "Being the darknet experts, we believe that many people underestimate the role that the darknet plays as a threat to the security of an organization. Very few of the new products are sound enough from an information security perspective. New threats arise on nearly a daily basis as the volume of valuable payments-related data continues to grow exponentially, which can make innovating in payments a challenge within our niche of the space." He adds that, "As customers expand their use of mobile devices in the payments space, IoT challenges us all. Payments innovators must look to developing solutions that meet these needs". "I would tell a young innovator in this space to keep an eye on IoT ... and additionally to really listen to what the customer wants," he advises.